Welcome to

No Payment Club

NPC is a response to today’s Wild West car market. We’re not here to rip on new rides—we’re here to entertain.Through skits, stories, and made-up brands with way too much backstory, we celebrate old cars, backyard fixes, and the freedom of driving what you own.Welcome to the Club.

Quick Maths

Dare to Not Care

In the United States, the average monthly car payment is $745. The average interest rate for an auto loan is 6.73%. The average price of a new car? Nearly $50,000.That’s mind-numbing, right?So why not drive the Facebook Marketplace whip for a while?

Why NPC

Just Drive IT

As Steve Miller once sang, “But it just keeps gettin’ tougher every day.”Expenses keep stacking. Budgets are tight. Trying to live and have fun? That balance is getting harder.Sure — go make more money. That’s fair.
But even if you do… just drive the beater, man.

Join the Club

It is what it is

No Payment Club isn’t exclusive. It’s barely even a thing yet, and we’re just getting started.We’re here to make content for folks who get it. People who’d rather laugh than lease. Feel free to give us a follow on Instagram and reach out via email with any inquires. Cheers!